Business Credit Builder
Business Loans Built Around Your Needs
There’s no one-size-fits-all approach to business funding.
That’s why we start with a personalized assessment of your strengths
—then our team of funding experts matches you with lenders offering the best terms for your unique situation.
Explore tailored options below:
Credit Line Hybrid
Access up to $150K in unsecured,
no-doc financing with 0% introductory rates
—perfect for startups and seasoned businesses alike.
Equipment Financing
Get the tools you need to grow.
Finance new equipment or unlock capital through leasebacks on equipment you already own.
Securities-Backed Lines of Credit
Use your investments—stocks, bonds, mutual funds, and retirement accounts
—to secure low-interest business credit without liquidating assets.
Revenue-Based Financing
Turn your existing business income
into fast funding. Perfect for businesses with steady cash flow looking to scale quickly.
Merchant Cash Advance
Tap into your daily merchant
transactions to get a quick
influx of capital for operations,
marketing, or growth.
SBA Loans
Access high-limit funding with the
most competitive rates and terms
through government-backed
SBA loan programs.
Inventory Financing
Leverage your existing
inventory to secure funding—
ideal for retail, wholesale,
or product-based businesses.
Commercial Real Estate Loans
Purchase or refinance commercial
property with custom lending solutions
for expansion, investment,
or development.
Meet the Perfect Lender for Your Business
We connect you with the right lenders—so you can access the funding you need to grow, scale, and stabilize your business with confidence.
Whether you're expanding operations, increasing cash flow, or investing in new opportunities, we’ll help your secure capital that aligns with your goals.
Find the Capital You Need—Now and Next.
How to Qualify for Small Business Loans
Lenders don’t just look at one thing—they evaluate four key pillars to determine your eligibility.
At DVI Virtual Solutions, we help you strengthen each one to unlock access to real capital.
Fundability
Establish your business credibility with a proper structure, business address, professional contact info, and a business bank account.
Cash Flow
Lenders want to see consistent revenue or available capital. This includes business income, savings, and merchant processing activity.
Credit
Your personal and business credit profiles both play a role. Strong payment history and responsible credit use increase approval odds.
Collateral
Have assets? Great. Equipment, inventory, or real estate can increase your funding potential and improve terms.
Business Loan FAQ
Answers to the most common questions about qualifying, applying, and securing business funding
—so you can move forward with confidence.
Can I get a business loan with bad credit?
Yes—while your options may be more limited, business loans for bad credit do exist. Some alternative lenders specialize in working with businesses that have lower credit scores. Keep in mind: rates may be higher, but with the right structure and strategy, funding is still within reach..
How much money can I qualify for?
Loan amounts vary based on your credit profile, business revenue, time in business, and the specific lender’s criteria. We evaluate your full financial picture to match you with lenders offering the highest possible approval and amount.
What rates and fees will I pay?
Interest rates and fees depend on the lender, the loan type, and your financial profile. Common fees may include origination fees, processing costs, and prepayment penalties. We'll help you understand the total cost of borrowing before you accept any offer.
Do I need collateral to secure a business loan?
Not always. Secured loans (like equipment or inventory financing) require collateral, while unsecured options (like credit lines) do not—but may carry higher interest rates. We help you explore both based on your qualifications and goals.
What types of business loans are available?
You can access a wide range of loan types, including:
Term Loans Lines of Credit
Equipment Financing
Merchant Cash Advances
Invoice Financing
SBA Loans
Each serves a different purpose, and we’ll help you choose the right one for your situation.
How do lenders evaluate a loan application?
Lenders look at your credit score, revenue, time in business, debt levels, and cash flow. Many also consider your industry, business plan, and financial projections. We help package your application to maximize your approval chances.
How can I improve my chances of getting approved?
To boost your approval odds:
Strengthen your credit profile (personal and business)
Keep clean, up-to-date financial records
Build strong monthly revenue
Lower outstanding debt
Apply for funding that fits your financial stage
Our team works with you to position your business as a fundable, credible borrower from day one.
Your trusted partner in financial growth and investment success, committed to securing your financial future.
